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For Training Purpose Only
Birla Sunlife Insurance Saral Jeevan
Snap Shot
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| Birla Sunlife Insurance Saral Jeevan is an Instant Risk Cover Plan to fulfill medium to long-term investment and cover needs of customers. It is odeal policy to secure the life and build wealth with high customer convenience. |
Key Features: |
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No Medium needed for policy issuance up to 10 Lacs of Sum Asssured |
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100% premium allocation to investment funds – No Loading. |
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PLAN AT GLANCE
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Enrty |
Minimum-18Years
Maximum-55Years
Age at maturity-65 year or less |
Policy term
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10, 15, 20 |
Premium Paying Period |
Regular Pay |
Premium for Sum Assured of Rs.1,30,000/- (Diamond Plan)#
(Example)
Example)
Excess Premium based on age;)If)
Collected will be refunded.
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Age |
18-40 |
41-45 |
46-50 |
51-55 |
Premium |
12,600 |
13,000 |
17,100 |
26,000 |
Term Period |
20 Years |
20 Years |
15 Years |
10 Years |
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Choice of Investment Funds |
Assure, Protector, Builder, Enhancer, Creator, Magnifiler, Maximiser and Multiplier (New Fund) |
Partial Withdrawal Facility |
Allowed after 3 Policy Years.
minimum Amount – Rs.5000
Maximum Amount – There is no maximum limit, subject to a minimum balance of Fund Value equal to Rs. 12,000
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Top- Up |
Not Available |
Death Benefit |
Sum Assured + Fund Value |
Switching, Premium
Reduction Facility
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Unlimited Switching, Premium Redirection available free of cost. |
Premimum Allocation and Surrender Charges |
Nil Premium Allocation Charges, Nil Surrender Charger Charges after 3 Policy Years. |
Maturity Benefit |
Fund Value |
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| Only Sponsoring, Binary & VIP Income will be distributed. |
Only Key Benefits
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Assets Allocation across 8 funds to optimize returns from the market, with enhanced opportunity with Multiplier a new equity a new fund with Mid-Cap exposure |
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Switches, Premium Redirection and Partial Withdrawal Facility-Absolutely free always.
1. Unmatched Liquidity with: Withdrawal facility after 3 years
2. Surrender without penalty after 3 years. |
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Tax Benefits : Eligible for tax benefits under Sec.80C and Sec.10 (10D)
Conditions apply. As per current tax Provisions. |
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Existing Customer:
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Enhance your risk cover without undergoing medicals and also advantage of Multiplier. |
New Customer: |
Experience the Power of ULIP and the convenience of maximizing the life cover without extra efforts |
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Demand Draft should be drawn in favour of Birla Sun Life Insurance Company Limited Payable at Mumbai.
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The premium paid in Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAV’s of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his or her decision.
Birla Sun Life is only the name of the Insurance Company and BSLI Saral Jeevan is only name of the unit linked life insurance contract and funds and does not in any way indicate the quality of the contract, its future prospects or returns. For more details on risk factors, and conditions please read sales brochure carefully before concluding the sale Tax benefits are subject to changes in the tax laws. Conditions Apply Unique No. 109L034V01
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DOCUMENTS REQUIRED
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Identification Proof |
Address Proof |
Income Proof
(mandatory only if total annual policy premiums BSLI is Rs.1 Lac or above ): |
Age Proof |
Passport |
Passport |
Income Tas Assessment Order/Income Tax returns. |
Baptism Certificate |
Employer Certificate |
Banker’s Certificate |
Agricultural Income Certificate |
Driving License |
Driving License |
Driving License |
Pass Book |
Voter ID Card |
Vote ID Card |
Vote ID Card |
Agricultural Land Details & Income Assessments |
School College Certificate |
Banker’s Certificate |
Electricity Bill |
Chartered Accountant’s Certificate |
Employer Certificate |
PAN Card |
Bank Statement |
Employer’s Certificate for Income |
PAN Card |
Driving License |
Ration Card |
Bank Cash-Flow Statements |
Marriage Certificate |
Insurer Employee’s Certificate |
Telephone/Mobile Bill |
Form 16/Salary Slip (electronic accepted) |
Passport |
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Employer Certificate |
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Municiple Birth Certificate |
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Letter from a recognized public authority or public servant verifying the identity and residence of the Proposer. |
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