| |
A unique product “UNIT GAIN PLUS GOLD ”, where life cover is provided till the policy term by paying premium only for 3 years, and you will get money whenever you wanted in the form of partial withdrawals (or) full surrender during your survival.
|
|
|
|
Click to Download the Supplementary Documents:
(Note : Consult with your senior Distributor to fill the relevent form. |
| Minimum Premium |
Rs. 25,000/- per annum only (Diamond Plan) |
| Premium Paying Term |
Twenty Years only (Premium Holiday After 3 year)
|
| Basic Sum Assured |
|
SUM ASSURED FOR PREMIUM 25,000 |
ADB Benifit |
Age ( 0 - 17 yrs.) |
5,75,000 |
5,75,000 |
|
Age (18 - 35 yrs.) |
9,50,000 |
9,50,000 |
Age (36 - 45 yrs.)
|
5,75,000 |
5,75,000 |
| Age (46 - 50 yrs.) |
1,75,000 |
1,75,000 |
Age (51 - 55 yrs.) |
---- nil ---
|
No ADB
|
| Policy Terms |
20 Years. |
| Accidental Death Benefit (ADB) |
Equivalent to Sum Assured up to 65 years |
| Entry Age |
Anybody between 18 to 50 years of age (0 to 17 Subject to Documentation) |
| Benfit Term |
Natural Death Benefit would be Available till the age of 70 years only & ADB up to the Age of 65 years. |
| Partial Withdrawal |
Partial withdrawals can be done from 4th year onwards after having paid for 3 full years, premium minimum balance of 2 annual premiums across all the fund should Be maintained after withdrawal.
In case of minor life, partial withdrawal is allowed after completing 18 years. |
| Death Benefit |
Higher of Sum Assured or Fund Value:
In case of Accidental Death Benefit:
Additional Sum assured would be paid over and above Death Benefit.
On Death occurring before the age of 7 years the death benefit will be
The fund value as on date of receipt of intimation of death at the office. |
| Tax Benefit |
Premiums & Returns are exempted under Sec(S)-80 ( C ) sec 10 (10) D of income tax Act. |
| Payment Mode |
First Premium to be paid by Demand Draft (DD) only in favour of “Bajaj Allianz Life Insurance Company Limited” payable at Mumbai. |
| Premium Allocation |
1st year Allocation – 76%
2nd & 5th year Allocation – 94%
6th year onwards – 98% |
Documents Required (SELF ATTESTED) |
| Proposal Form |
Complete filled Data Sheet form and only signature on BajajAllianz proposal form at the proper place (with black ink only) |
Age Proof
(any 1) |
a) Birth Certificate,
b) School Certificate, (S.S.C., H.S.C. or Leaving Certificate)
c) Driving License,
d) Passport,
e) PAN card,
f) For female (if name change) then Marriage Certificate or (ration card ). |
| Residential Address Proof |
a) Any one month Telephone Bill of last 6 months,
b) Any 3 month Bank Account Statement of last 6 months,
c) Any one month Electricity Bill of last 6 months,
d) Ration Card,
e) Passport Copy,
f) Voter’s ID Card,
g) Driving License,
h) Lease agreement along with rent receipt not older than 3 months and,
i) Employer certificate mentioning residence address proof of residence. |
| Identity Proof |
a) Passport Copy,
b) Voter’s ID Card,
c) Driving License,
d) PAN Card. |
| Photograph |
Two passport size self photograph to be affixed ( Compulsory) |
| Non Earning insured Person |
Incase insured person is a non earning member, spouse can make payment on behalf & A specific letter has to be attached as per the format duly signed.
(i.e. Premium Payment Letter) |
| Minor Policy |
School going Certificate, Photograph & Signature on application as proposed insured. Premium Payer’s ID, Age Proof, Add. Proof & Photograph & Premium Payment Letter Required. |
|
|
